Welcome to Mela: The First Ethiopian Diaspora Bank

Today marks a historic moment for the Ethiopian diaspora community worldwide. Mela Finance is officially live in all 50 US states, bringing true USD banking to Ethiopians everywhere—without the barriers that have held us back for far too long.

A Bank Built for Us, By Us

For years, our community has faced the same frustrations:

• Can't open a US bank account without an SSN or US address
• Expensive remittance fees eating into money sent to family back home
• Limited access to USD for freelance work and international business
• Language barriers when trying to get financial help
• Banking restrictions that don't understand our unique needs

Mela changes all of that.

What Makes Mela Different

🌍 Truly Borderless Banking

Open your USD account from anywhere in the world. Whether you're in:

• United States
• United Arab Emirates
• United Kingdom
• Saudi Arabia
• Ethiopia
• Or any of the 180+ countries we serve

All you need is your ID and a selfie. No SSN. No US address. No complications.

💜 We Speak Your Language

Literally. Our support team speaks:

• Amharic (አማርኛ)
• Tigrigna (ትግርኛ)
• Oromiffa (Afaan Oromoo)
• English

We understand your context. We care about your outcome.

💰 100% Reserve Banking

Here's something most banks don't tell you: they lend out your deposits. Not Mela.

Your money stays YOUR money. We maintain 100% reserves, which means:

• Your funds are never lent out
• Zero bank-run risk
• Your deposits are always available
• True security and peace of mind

💳 Real USD Debit & Credit Cards

Spend anywhere Visa is accepted:

• Online shopping
• In-store purchases worldwide
• Apple Pay and Google Wallet ready
• Physical card delivered to your door, anywhere

📊 Smart Financial Insights

Think of it as having a personal financial advisor in your pocket:

• Track all your accounts in one place
• Get personalized spending insights
• Budgeting tools that understand your patterns
• Smart suggestions to help you save and grow

Built for the Modern Ethiopian

For Freelancers

Finally, receive payments easily:

• Upwork
• PayPal
• Fiverr
• Direct client payments
• US employer payroll

No more complicated workarounds. Just seamless USD banking.

For Entrepreneurs

Manage your business finances like a pro:

• Track business expenses
• Accept international payments
• Pay suppliers worldwide
• Grow your business without borders

For Families

Send money home with ease:

• Lower fees than traditional remittance
• Fast transfers
• Transparent exchange rates
• Track every transaction

How to Get Started

Getting your Mela account is simple:

Step 1: Download the App

• iOS: Download from App Store
• Android: Download from Google Play

Step 2: Sign Up

• Provide your basic information
• Take a selfie for verification
• Submit your ID (passport, driver's license, or national ID)
• Wait for approval (usually within 24 hours)

Step 3: Start Banking

• Fund your account from any bank
• Get your virtual debit card instantly
• Order your physical card (delivered worldwide)
• Start spending, saving, and growing

Your Money, Your Rules

Mela isn't just a bank account—it's financial freedom for the Ethiopian diaspora.

No more:

• ❌ Being turned away because you don't have an SSN
• ❌ Paying outrageous remittance fees
• ❌ Struggling with language barriers
• ❌ Wondering if your money is safe
• ❌ Being treated like a second-class customer

Instead:

• ✅ Open an account in minutes, from anywhere
• ✅ Bank in USD with confidence
• ✅ Get support in your language
• ✅ Know your money is 100% safe
• ✅ Join a community that understands you

Join the Movement

Thousands of Ethiopians worldwide are already banking with Mela. They're:

• Receiving freelance payments without hassle
• Sending money home at better rates
• Building businesses across borders
• Managing their finances smarter
• Living truly borderless lives

Will you be next?

What Our Community Is Saying

"Finally, a bank that understands what we need as diaspora. No more explaining why I don't have an SSN!" - Meseret T., Dubai

"I'm a freelancer working with US clients. Mela made it so easy to receive payments. Game changer." - Dawit M., London

"The support team speaking Amharic is amazing. I feel understood and valued." - Sara B., Riyadh

The Future Is Borderless

This is just the beginning. We're building:

• Enhanced remittance features for sending money home
• Business accounts for Ethiopian entrepreneurs
• Savings tools with competitive rates
• Investment options for long-term growth
• Community features to connect diaspora worldwide

Ready to Experience True Financial Freedom?

Download Mela Today

📱 iOS: App Store

📱 Android: Google Play

Have Questions?

• Email: support@melafinance.com
• Phone: +1 (571) 721-1145
• Address: 8 The Green #20124, Dover, DE, 19901, USA

Follow Our Journey

• Instagram: @melafinance
• Facebook: Mela Finance
• LinkedIn: Mela Finance

Welcome Home

To every Ethiopian who's ever felt locked out of the global financial system—welcome home.

Mela is your bank. Your money. Your rules.

Let's build a borderless future together.

ከሰላም ጋር (With peace),

The Mela Team

About Mela Finance

Mela is the first Ethiopian Diaspora Bank, offering USD banking services to Ethiopians worldwide. We're licensed, regulated, and committed to serving our community with dignity, respect, and financial innovation. Available in all 50 US states and 180+ countries worldwide.

Banking services provided by Mela Finance. Member FDIC. All deposits insured up to $250,000.